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Getting Started - A Year in Reflection

Dear Friends and Colleagues in Life -

Happy Friday to you as we navigate the challenging world we live in. I trust you’re healthy and well and would love to hear from you if we haven’t been in touch already.

As I approach the 1 year anniversary of launching Goulard Financial Planning, I'm reflecting on the successes (and failures!) of the past year so I can improve my practice, continue to make meaningful client connections, and do great work for those who have entrusted me with their financial lives. Plain and simple. For my clients, the result is often a life lived with less question marks and more meaning and clarity.

Here's the rub - many people know they want help but aren't sure how to begin. In an attempt to demystify the initial steps of working with a qualified financial advisor, there are three areas I want to illuminate so you can begin making progress in your financial life.

Finding the Right Fit

Researching and evaluating a financial advisor can often be an unclear path. A good first step is to look for an advisor who can serve you in a fiduciary capacity, is compensated openly and transparently, and holds the CERTIFIED FINANCIAL PLANNER™ designation. Two great places to start your search are at www.letsmakeaplan.org and www.xyplanningnetwork.com, where you will find several qualified advisors to choose from (and yours truly).

Getting Started

Once you’ve identified a few advisors who you’d like to learn more about, connect with them and ask for a complimentary introduction meeting. For visitors to my firm’s website, I post my calendar and offer an initial 30 minute video call to explore how I can be of most service to them. If I feel that they would be a better fit with another advisor, I don’t take it personally and happily recommend them to a qualified peer in the industry. It’s in our collective best interest to align with someone who you’re compatible with.

Common Pain Points

Be sure to cover some of your top concerns and why you're reaching out. A good advisor will listen intently and ask clarifying questions so they are crystal clear on what it is you're looking to achieve and how they can help you get there. While everyone’s life is beautifully unique to them, I’ve narrowed down three of the more common questions I explore in my initial call with a prospective client:

  1. Are we on track to reach your long term goals (eg. retirement/work optional, spending more time doing the things you love, etc.)?
  2. How can your tax bill be reduced?
  3. How can your investments be improved?

We've explored these questions (and plenty more) through both ongoing planning work, for those wishing to partner together for the road ahead, and project work, for those who have a couple of questions and are comfortable managing things on their own after our work together is complete. Either way, my clients are making meaningful progress in their financial lives and I have the honor of partnering with them to do it. That's a win/win!


My hope is that you can glean a nugget or two from my reflection and make forward progress in your financial life. If you, a family member, or a close friend could use the partnership and straightforward advice of a financial planner, I would be honored to meet over a virtual coffee to explore how I could be of most service. Simply use my online calendar here: https://goulardfinancial.com/contact

I look forward to following your success!

Onward and Upward -